Clover® Cash Discount Program

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Eliminate up to 100% of your credit card processing fees with Clover’s Cash Discount Program, powered by Monify Merchant Solutions. Legally pass processing costs to customers who choose to pay with a card—while offering a discount to those who pay with cash.

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Description

The Clover Cash Discount Program, available through Monify Merchant Solutions, is a powerful way for business owners to eliminate or drastically reduce the burden of credit card processing fees. This fully compliant program allows you to offer a discount to customers who pay with cash while transparently passing the processing cost to those who pay with a credit or debit card.

Perfect for retail stores, restaurants, service businesses, and more, the Cash Discount Program works seamlessly with your Clover POS system, automatically adjusting prices at checkout with no extra work for your staff.

By offsetting credit card fees, you keep more of your revenue, improve your bottom line, and stay competitive—all while offering customers a choice in how they pay.


Key Features

  • Automatic Discounting Built into POS
    Clover’s system automatically calculates and displays the cash discount or card price at checkout—no manual math required.

  • Fully Compliant & Transparent
    Includes proper signage and digital receipt notices to keep your business compliant with card brand regulations.

  • Dual Pricing Support
    Show both cash and card prices for full transparency and improved customer trust.

  • Works with All Clover Devices
    Compatible with Clover Station Duo, Clover Mini, Clover Flex, and more—making it ideal for any business size or industry.

  • Integrated Reporting
    Track sales, discounts, and card usage with real-time insights from your Clover dashboard.


Benefits

  • Eliminate Up to 100% of Processing Fees: Keep more of your revenue without increasing menu or product prices.

  • Boost Profit Margins Instantly: Redirect savings back into your business for growth, staffing, or inventory.

  • Simple Setup & Automation: Monify configures everything for you—no complex settings or training required.

  • Enhance Customer Choice: Customers can choose how they want to pay and benefit from discounts on cash transactions.

  • Scalable for Any Industry: Ideal for restaurants, retail, salons, convenience stores, auto shops, and more.


Why Choose Monify Merchant Solutions?

As an official Clover Partner, Monify Merchant Solutions offers white-glove onboarding, local and nationwide support, and 24/7 service tailored to your business. Monify handles the setup of your Cash Discount Program, provides compliant signage, and ensures your Clover system is optimized for both in-person and online sales.

Looking to upgrade or switch providers? Get started here and find out how you can qualify for FREE Clover hardware when enrolling in the Cash Discount Program through Monify.


Start saving money today with the Clover Cash Discount Program from Monify Merchant Solutions—where smarter payments meet bigger profits.